Holiday Opening Hours: Closed from 5pm Tuesday 22nd December and re-open Monday 4th January 2021 
As we come to the end of an extraordinary year in both our business and personal lives, I am joined by my team at ERL in thanking each of you for your loyal and continued support. We have strived to maintain the same levels of service and professional advice throughout the year to clients both old and new; despite many obstacles… from remote working, limited staffing in the office and everchanging lending criteria. 
 
We realise that some have not been so lucky and have seen their businesses and maybe even their health suffer due to Covid-19. We would like to take this opportunity to offer our sincere thoughts and best wishes to anyone suffering in such ways. 
 
Whilst Christmas, for most of us this year will not be celebrated as we had planned or liked, we can only but hope that 2021 will at some point see an end to this global pandemic and we can look forward to rebuilding our lives once again. 
 
Until then, me and my wonderful team wish you and your loved ones a healthy and happy Christmas and here’s to a brighter New Year! 
 
Christine Mitchell 
Managing Director 
 
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